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Employment Practices

Employment risks are increasing every year. More employees are bringing actions for such things as discrimination, sexual harassment and wrongful termination. CSRisks will help you through the multifaceted issues you need to know to get the right coverage.

Click to learn more about Wage & Hour coverage.
Coverage Eligibility
  • Stated EEOC Policy, or Willing to Post One
  • Stated Sexual Harassment Policy, or Willing to Post One
Policy Highlights
  • Entity Coverage
  • Duty to Defend
  • Claims Made Coverage
  • Pay on Behalf Policy Form

Coverage for:

  • Wrongful Termination
  • Discrimination
  • Breach of Employment Contract
  • Harassment
  • Retaliatory Treatment
  • Violations of ADA and Civil Rights
Optional Coverage Enhancements
  • True Claims Made Coverage
  • Punitive and Exemplary Damages
  • Automatic Subsidiary Coverage
  • Independent Contractors as Insureds
  • Leased Employees as Insureds
  • Third Party (e.g., clients and vendors) Claims of Discrimination and Sexual Harassment
  • Cancellation Only for Non-Payment of Premium
  • Loss Control Programs (some automatically included)
  • No Liability Retention Clause

Capitol Special Risks is a Professional Liability wholesale provider. The coverages, highlights, and enhancements represented are indications of market availability through CSRisks, but are not guarantees of coverage offerings. Please refer to the actual indications, specimen forms, and endorsements for complete terms and conditions.