Cyber Liability
Cyber Liability coverage will protect companies against attacks by hackers/viruses, loss of data, and other breaches related to the electronic storage and transmittal of information.
A company’s general liability insurance usually will not cover risks such as these. Therefore, virtually any company utilizing a computer, and using the Internet, should protect themselves with a specific Cyber Liability plan. A company’s risk in this area will vary drastically. CSRisks will consult with you to provide the level of coverage needed for each individual company.
Coverage Classes
- IT Professional & Consulting
- Business Process Service Providers
- Online Media
- Custom Software
- Database Marketing
- E-Commerce
- Hosting of Business Applications
- Internet Service Providers
- Web Hosting
- Security Software
- Training & Education Services
- Any company that has a computer they store information on or utilize to send or receive information
- Eligibility varies by state
Policy Highlights
Coverage for:
- Technology E&O
- Miscellaneous E&O
- Network Security
- First & Third Party Privacy including Notification & Credit Monitoring
- Media Coverage
- Business Interruption
- Crisis Management/Public Relations
Coverage Enhancements
- Regulatory Defense
- Regulatory Fines/Penalties
- PCI Fines & Penalties Coverage
- Offline Privacy Coverage (stolen files)
- 24/7 Hotline/Incident Response
- Claims Consultation
- Client Alert Emails about current issues
- Compliance & Educational Training
- For Franchisees Co-defendant or sub-limited coverage for your Franchisor
Thought Leadership
Capitol Special Risks is a Professional Liability wholesale provider. The coverages, highlights, and enhancements represented are indications of market availability through CSRisks, but are not guarantees of coverage offerings. Please refer to the actual indications, specimen forms, and endorsements for complete terms and conditions.