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Directors & Officers

Companies today are facing increased liability threats, driven largely by new legislative duties and the escalating number of private securities related claims.

This heightened risk can translate into multi-million dollar lawsuits against companies and their directors, officers, or employees. Directors and Officers Liability Coverage is the only way to protect the personal assets of these decision makers.

CSRisks’ expertise in this specialty market gives you the security of working with a knowledgeable partner, and access to the leading D&O carriers.

For-Profit D&O: Public & Private

Coverage Classes
  • General Partnerships:
    • General Partners
    • Member Managers
    • Joint Ventures (potentially)
  • Public Companies
  • Private Companies
  • Health Care Organizations
Policy Highlights
  • Conflicts of Interest
  • Acts beyond Corporate Powers
  • Alleged interference with contractual obligations
  • Negligence in performance of duties
  • Wrongful Termination
  • Misleading Advertisements
  • Communications & Impact on Stock
Optional Coverage Enhancements
  • Punitive & Exemplary Damages
  • Personal Injury
  • SEC
  • Third Party & Class Action Coverage for EPLI Claims
  • Mental Anguish & Emotional Distress for EPLI Claims
  • Removal of Failure to Maintain Insurance

Non-Profit D&O

Coverage Eligibility
  • Associations
  • Chambers of Commerce
  • Foundations
  • Unions
  • Social Services Agencies
Policy Highlights

Non-Profit D&O policies are usually broader than For-Profit, and must be handled on an individual basis to cover a non-profit’s specific risk exposures.

Coverage for:

  • Duty to Defend
  • Broad Definition of Insured
  • EPLI
Optional Coverage Enhancements
  • Punitive & Exemplary Damages
  • Defense Costs in addition to Limits of Liability
  • Third Party & Class Action Coverage for EPLI Claims
  • Mental Anguish & Emotional Distress for EPLI Claims

Capitol Special Risks is a Professional Liability wholesale provider. The coverages, highlights, and enhancements represented are indications of market availability through CSRisks, but are not guarantees of coverage offerings. Please refer to the actual indications, specimen forms, and endorsements for complete terms and conditions.