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How is CSRisks different than other wholesale insurance brokers?

CSRisks is a niche specialist for unique exposures stemming from management and professional liability risks. We employ experienced professionals who believe strongly in the products they secure and the agents they serve. Our professionals have an average work experience of more than 10 years in the business. All of our seasoned professionals have at least one designation such as a Certified Insurance Counselor, or Registered Professional Liability Underwriter. We stay abreast of current industry developments, using our knowledge to provide the highest level of expertise and guidance to you. We have been in business for more than 20 years, and look forward to serving you for the next 20 years.

What insurance coverages do you offer?

CSRisks is a niche specialty lines insurance brokerage firm. We offer agents access to a diverse group of specialty markets willing to consider both traditional and unique management and professional liability exposures. Our years of expertise in these markets give you the security of working with a knowledgeable partner, and access to the leading specialty carriers. If your insured has an exposure and there is a Professional Liability policy to cover it, we will find it. We can access the markets which will give you the competitive advantage and quality coverage your insureds desire. For more details, click on the Products button above.

How do we begin working with CSRisks?

We can get started immediately. Just fill out our Brokerage Agreement (download here).

What information do I need to provide to receive a quote?

A standard, new business application and any supplemental information requested in the application. Many times, we can secure a ballpark indication with minimal information, but for the best premium advantages, we need to tell a story to our markets. When underwriters are more comfortable with a risk, they are more likely to offer credits.

What geographic locations can CSRisks provide coverage for?

Capitol Special Risks, Inc. maintains the applicable Property & Casualty Agency Licenses in all 50 states and the District of Columbia. In addition, we are able to procure surplus lines policies through an in-house Surplus Lines Broker in all 50 states (excluding the District of Columbia.) If you would like more information concerning licensing or compliance please contact California Agency License #0C46094. Georgia Agency License #70924.

Who will work with me on my insurance needs?

You can choose a specific broker to work with, or we will assign one based on your needs,. You will have a dedicated representative who is familiar with your history. Our skilled producers will partner with you to define your specific needs and develop key solutions.

Will CSRisks assist with presentations or questions on complicated coverage issues?

Absolutely. CSRisks will be more than happy to meet with your insured or assist you in preparing presentations for these specialized coverages. You will have access to detailed quotations, policy specimens and comparisons.

What markets does CSRisks partner with to provide insurance coverage?

CSRisks works with a variety of markets to research the absolute best option for you and your insured. Our niche approach has given us the opportunity to form strong relationships with these markets, allowing us to ask for and often receive enhanced coverages. Through us, you will enjoy a preferred status with many of our markets, resulting in the best terms and conditions for your client. We know which coverages and endorsements to ask for, and will put our in-depth knowledge and experience to work for you. We work with quality carriers (A- rated “Excellent” or better by A.M. Best).

Are premiums processed locally?

All premiums are handled in our Atlanta, GA office. Although if an account has surplus lines taxes, we pay surplus lines taxes based upon where the risk is located.

Is CSRisks insured?

Yes. We have a Professional Liability policy for $5 million. It is underwritten by an A.M. Best-rated A+15 insurer.

How are surplus lines taxes managed?

Our professional and expert staff will assist you in answering tax questions regarding the collection of surplus lines taxes.